The Platform

The Trust Platform
That Does It All

Identity, communication, signatures, and payments — unified in a single, identity-first platform trusted by enterprises and governments worldwide.

Core Architecture

Identity-First Architecture

Every capability starts with a verified identity. This isn't just a feature — it's the foundation.

Identity-First Architecture

Every action starts with verified identity. No exceptions.

Unified Platform

One platform replaces dozens of point solutions. Simpler, safer, stronger.

Real-Time Trust

Continuous verification, not one-time checks. Trust is live.

Global Compliance

eIDAS, PSD2, GDPR, HIPAA — built in, not bolted on.

Pillar 1

Digital Identity & Authentication

Know exactly who you're dealing with — every time, every channel, every device. From onboarding to ongoing verification, KOBIL provides the identity layer your organization needs.

  • Multi-factor authentication (MFA)
  • Biometric verification (face, fingerprint, voice)
  • Digital identity wallets
  • Identity lifecycle management
  • Zero-trust access control
  • Real-time risk scoring
Digital Identity
Secure Communication
Pillar 2

Secure Communication

Every message verified. Every participant authenticated. From encrypted chat to secure video, KOBIL ensures your communications are truly private and tamper-proof.

  • End-to-end encrypted messaging
  • Secure video conferencing
  • Verified sender identity
  • Tamper-proof message delivery
  • Encrypted file sharing
  • Audit trail for all communications
Pillar 3

Digital Signatures

Legally binding. Instantly verifiable. Court-admissible. KOBIL digital signatures meet the highest regulatory standards while delivering a seamless signing experience.

  • Qualified electronic signatures (QES)
  • Advanced electronic signatures (AES)
  • eIDAS-compliant & court-admissible
  • Bulk signing workflows
  • Timestamp authority integration
  • Complete audit trails
Digital Signatures
Secure Payments
Pillar 4

Secure Payments

Authorize every transaction with confidence. KOBIL delivers PSD2-compliant strong customer authentication with real-time fraud detection and multi-channel support.

  • Strong customer authentication (SCA)
  • PSD2-compliant authorization
  • Transaction signing & verification
  • Multi-channel payment security
  • Real-time fraud detection
  • Secure mobile payments

Integration

Two Paths to Trust

Whether you need a full platform or modular APIs, KOBIL adapts to your architecture.

KOBIL SDK & App

Deploy the full KOBIL experience with branded mobile apps and SDKs. Pre-built UI components, biometric integration, and offline capability out of the box.

  • White-label mobile app
  • iOS & Android SDKs
  • Offline authentication
  • Push notification triggers

KOBIL API Platform

Integrate KOBIL capabilities into your existing systems via RESTful APIs. Full flexibility with enterprise-grade reliability.

  • RESTful API endpoints
  • Webhooks & event streams
  • SSO & federation support
  • Custom workflow builder

See the Platform in Action

Schedule a personalized demo and discover how KOBIL can simplify your trust infrastructure.