The Platform
The Trust Platform
That Does It All
Identity, communication, signatures, and payments — unified in a single, identity-first platform trusted by enterprises and governments worldwide.
Core Architecture
Identity-First Architecture
Every capability starts with a verified identity. This isn't just a feature — it's the foundation.
Identity-First Architecture
Every action starts with verified identity. No exceptions.
Unified Platform
One platform replaces dozens of point solutions. Simpler, safer, stronger.
Real-Time Trust
Continuous verification, not one-time checks. Trust is live.
Global Compliance
eIDAS, PSD2, GDPR, HIPAA — built in, not bolted on.
Digital Identity & Authentication
Know exactly who you're dealing with — every time, every channel, every device. From onboarding to ongoing verification, KOBIL provides the identity layer your organization needs.
- Multi-factor authentication (MFA)
- Biometric verification (face, fingerprint, voice)
- Digital identity wallets
- Identity lifecycle management
- Zero-trust access control
- Real-time risk scoring


Secure Communication
Every message verified. Every participant authenticated. From encrypted chat to secure video, KOBIL ensures your communications are truly private and tamper-proof.
- End-to-end encrypted messaging
- Secure video conferencing
- Verified sender identity
- Tamper-proof message delivery
- Encrypted file sharing
- Audit trail for all communications
Digital Signatures
Legally binding. Instantly verifiable. Court-admissible. KOBIL digital signatures meet the highest regulatory standards while delivering a seamless signing experience.
- Qualified electronic signatures (QES)
- Advanced electronic signatures (AES)
- eIDAS-compliant & court-admissible
- Bulk signing workflows
- Timestamp authority integration
- Complete audit trails


Secure Payments
Authorize every transaction with confidence. KOBIL delivers PSD2-compliant strong customer authentication with real-time fraud detection and multi-channel support.
- Strong customer authentication (SCA)
- PSD2-compliant authorization
- Transaction signing & verification
- Multi-channel payment security
- Real-time fraud detection
- Secure mobile payments
Integration
Two Paths to Trust
Whether you need a full platform or modular APIs, KOBIL adapts to your architecture.
KOBIL SDK & App
Deploy the full KOBIL experience with branded mobile apps and SDKs. Pre-built UI components, biometric integration, and offline capability out of the box.
- White-label mobile app
- iOS & Android SDKs
- Offline authentication
- Push notification triggers
KOBIL API Platform
Integrate KOBIL capabilities into your existing systems via RESTful APIs. Full flexibility with enterprise-grade reliability.
- RESTful API endpoints
- Webhooks & event streams
- SSO & federation support
- Custom workflow builder
See the Platform in Action
Schedule a personalized demo and discover how KOBIL can simplify your trust infrastructure.